Among the top 7 types of investments are stocks, bonds, mutual funds, property, money market funds, retirement plans, and insurance policies. Several investment options in India, including: Mutual funds A long-term investment option that invests in a variety of funds, including equity, debt, and money market funds. It offers tax breaks of up to ₹1.5 lakhs. Stocks. Stocks are one of India's most popular investment options. It is preferred by investors looking for long-term options with good returns. Real estate A good investment option that can help combat inflation. However, it is usually a big-ticket investment. ULIPs (Unit Linked Insurance Plans) A ULIP (Unit Linked Insurance Plan) is a financial tool that combines investment and life insurance. Public Provident Fund (PPF) A government-backed investment option that offers a risk-free return. National Pension System (NPS) A government-backed investment plan that focuses on long-term saving and is a good addition to a retirement investment plan.

Mutual funds are a mechanism for pooling the resources of different investors and investing the collected funds in accordance with specific objectives, in securities so as to realize the investment objective. The investment objective is based largely upon the investors’ capacity to take risk. The profits or losses are shared by the investors in proportion to their investments. The mutual funds normally come out with a number of schemes with different investment objectives which are launched from time to time.

Different Types of Mutual Funds Based on Various Categories Types of Mutual Funds based on risk Very low Risk Funds. Very low Risk Funds, like Money Market Funds, primarily invest in low-risk securities, Low Risk Funds, Medium Risk Funds, High Risk Funds, Specialised Mutual Funds, Sector Funds, Index Funds, Funds of Funds, etc.

A stock and a share are essentially one and the same. They both represent a part of the capital of a joint stock company. In India it was always called shares whereas in the US they have been referred to as stocks. They essentially mean the same thing.

Mutual funds generally carry lower risk compared to direct stock investing because they offer diversification across a range of assets. In contrast, individual shares come with a higher level of risk, as they are tied to the performance of a single company.

Real estate can provide various benefits such as potential appreciation, cash flow through rental income, tax advantages, diversification, and a hedge against inflation.

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